Trend-Following Backtester · Guide · backtest 한국어

equity · US

Flagstar Bank, N.A. backtest

10 trend-following strategies were compared on the full daily history of Flagstar Bank, N.A.. 6 beat buy-and-hold CAGR; 볼린저 밴드 돌파 ranks first by Sharpe, matching the main backtester. The return/drawdown alternative is 볼린저 밴드 돌파 (CAGR 7.8%, MDD -26.3%).

Data 1993-11-23 ~ 2026-07-31daily bars 8,226 (32.7 years)Costs 0.5%Venue XNYSMonthly snapshot 2026-07-31

Results by strategy

6 of 10 beat buy and hold (CAGR 4.3%, drawdown -92.5%).

Sharpe leader (same as main): 볼린저 밴드 돌파 — CAGR 7.8%, MDD -26.3%, Sharpe 0.71, 23% exposure.

Return/drawdown alternative: 볼린저 밴드 돌파 — CAGR is 3.5%p higher than buy and hold, while drawdown improves by 66.2%p (CAGR 7.8%, MDD -26.3%, exposure 23%).

The alternative must retain 75% of buy-and-hold CAGR, improve drawdown by at least 20% and 5 percentage points, and stay below 95% exposure; the ranking weights return retention 60% and drawdown improvement 40%.

Strategy · parametersCAGRMDDSharpeCalmarTotalTradesExposure
볼린저 밴드 돌파
n=75, k=2.9
7.8%-26.3%0.710.3011.6x3423%
Keltner 채널 돌파
emaPeriod=60, atrPeriod=14, mult=3.6
5.7%-45.5%0.490.136.1x6426%
ADX / DI 방향성
period=35, threshold=23
4.5%-36.3%0.480.134.3x4817%
Donchian 채널 돌파
entryN=110, exitN=31
5.4%-61.0%0.430.095.7x6234%
EMA 크로스오버
fast=15, slow=270
6.5%-64.2%0.430.107.8x5152%
SMA 크로스오버
fast=58, slow=218
4.7%-81.7%0.320.064.5x4556%
Supertrend
period=19, mult=4.3
1.6%-78.3%0.190.021.7x12153%
ROC 모멘텀
n=86, threshold=0.13
-0.2%-86.3%0.06-0.000.9x30625%
Parabolic SAR
step=0.01, maxStep=0.14
-3.8%-94.0%-0.05-0.040.3x42453%
MACD
fast=16, slow=53, signal=12
-7.7%-98.0%-0.20-0.080.1x45251%
Buy and hold4.3%-92.5%0.300.054.0x1100%
1x 10x 1994 1999 2004 2009 2014 2019 2024 볼린저 밴드 돌파Buy and hold
볼린저 밴드 돌파: Solid strategy line versus dashed buy-and-hold line. Log scale.
0% -23% -46% -69% -92% 1994 1999 2004 2009 2014 2019 2024 Buy and hold볼린저 밴드 돌파
볼린저 밴드 돌파 maximum drawdown -26.3% (1997-10-22 → 1999-06-02), recovered after 1,135 days.

Rules of the top strategy

Breaking above the upper band (average plus a multiple of volatility) signals a strong move up.

Method and caveats

Past performance does not guarantee future returns. Parameters were carried forward from the latest full optimization and replayed on this monthly dataset. 0.5% trading costs are included; taxes, slippage and rejected orders are not.
Re-optimize the same period and setupAll asset reports

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