Trend-Following Backtester · Guide · backtest 한국어

equity · US

Heritage Insurance Holdings, Inc. backtest

10 trend-following strategies were compared on the full daily history of Heritage Insurance Holdings, Inc.. 3 beat buy-and-hold CAGR; MACD ranks first by Sharpe, matching the main backtester. The return/drawdown alternative is ROC 모멘텀 (CAGR 9.8%, MDD -45.3%).

Data 2014-05-23 ~ 2026-07-31daily bars 3,065 (12.2 years)Costs 0.5%Venue XNYSMonthly snapshot 2026-07-31

Results by strategy

3 of 10 beat buy and hold (CAGR 8.0%, drawdown -95.1%).

Sharpe leader (same as main): MACD — CAGR 15.8%, MDD -79.9%, Sharpe 0.56, 50% exposure.

Return/drawdown alternative: ROC 모멘텀 — CAGR is 7.9%p higher than buy and hold, while drawdown improves by 15.3%p (CAGR 9.8%, MDD -45.3%, exposure 28%).

The alternative must retain 75% of buy-and-hold CAGR, improve drawdown by at least 20% and 5 percentage points, and stay below 95% exposure; the ranking weights return retention 60% and drawdown improvement 40%.

Strategy · parametersCAGRMDDSharpeCalmarTotalTradesExposure
MACD
fast=11, slow=25, signal=12
15.8%-79.9%0.560.206.0x20350%
EMA 크로스오버
fast=57, slow=211
11.4%-59.0%0.470.193.7x1542%
ROC 모멘텀
n=135, threshold=0.24
9.8%-45.3%0.450.223.1x5828%
SMA 크로스오버
fast=9, slow=75
7.8%-71.0%0.390.112.5x6145%
Donchian 채널 돌파
entryN=39, exitN=47
4.6%-84.0%0.310.051.7x3353%
Supertrend
period=9, mult=3.2
3.9%-85.5%0.290.051.6x7152%
ADX / DI 방향성
period=8, threshold=39
4.1%-51.8%0.290.081.6x9414%
볼린저 밴드 돌파
n=49, k=3.5
3.8%-40.5%0.280.091.6x1412%
Parabolic SAR
step=0.01, maxStep=0.14
3.2%-81.3%0.270.041.5x15547%
Keltner 채널 돌파
emaPeriod=74, atrPeriod=31, mult=0.8
-0.1%-80.7%0.18-0.001.0x10741%
Buy and hold8.0%-95.1%0.410.082.5x1100%
1x 2015 2017 2019 2021 2023 2025 MACDBuy and hold
MACD: Solid strategy line versus dashed buy-and-hold line. Log scale.
0% -24% -48% -71% -95% 2015 2017 2019 2021 2023 2025 Buy and holdMACD
MACD maximum drawdown -79.9% (2015-10-29 → 2022-11-10), recovered after 2,948 days.

Rules of the top strategy

Looks at the gap (MACD) between a short and long average crossing its own signal line.

Method and caveats

Past performance does not guarantee future returns. Parameters were carried forward from the latest full optimization and replayed on this monthly dataset. 0.5% trading costs are included; taxes, slippage and rejected orders are not.
Re-optimize the same period and setupAll asset reports

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